The Wealth Management Team

DJ Carmichael

Paul Elkington

Financial Planner / Senior Wealth Adviser

Paul commenced at DJ Carmichael in January 2010 as a Wealth Management Adviser. Prior to this he was a Manager and Financial Service Information Officer at Centrelink for over 20 years, leaving to start a career in Financial Planning and Advice in January 2008.

Specialising in Financial Planning and Investment Advice, Paul is one of the senior wealth advisersat DJ Carmichael. He has appeared in the media on both TV and radio to discuss financial changes and investment trends. He has participated in, and organised, seminars at many different community forums around Perth. Paul also works with the WA chapter of Alzheimer's Australia to provide support to families dealing with dementia.

Paul represents the Ethical Investment Advice area in Western Australia as a member of the WA Chapter of the Ethical Advisers Co-Operative. He has a strong network with other advisers around Australia providing advice to investors that wish to exclude certain sectors or assets for various ethical or cultural reasons.

Having a Master of Financial Planning through Kaplan Professional Education, he has completed other specialist courses such as Self-Managed Superannuation Fund advice with Kaplan, Aged Care advice for families dealing with family members moving into Home care and Permanent Residential Aged Care as examples of the higher-level planning available when you work with him at DJC.


DJ Carmichael

Brad Clarke

Financial Planner / Wealth Adviser

Brad has over 17 years of industry experience in securities, banking and wealth management. Brad holds a Bachelor of Commerce degree from Deakin University in Melbourne and a Diploma of Financial Services (Financial Planning). Brad has been an Investment Adviser with DJ Carmichael since 2005, where he specialises in providing advice on superannuation and retirement planning. Prior to working at DJ Carmichael, Brad worked with Bell Potter in Melbourne and Deutsche Bank in the UK.


DJ Carmichael

Domenic Macri

Senior Wealth Adviser

Domenic has over 25 years experience in the Financial Services industry. Having spent his time with Deloitte, Hartleys and DJ Carmichael. Domenic holds a Graduate Diploma of Applied Finance and is a member of the Institute of Chartered Accountants. Domenic’s focus is managing high net worth clients, specialising in strategies for Self-Managed Superannuation Funds, and working closely with DJ Carmichael’s Research and Corporate Finance teams on strategic opportunities for the benefit of his clients.



Tim Houlihan

Wealth Adviser

Tim’s career in the financial services industry started in 2012 at a Financial Planning firm in Adelaide. Tim returned to Perth in March 2014 and joined a boutique Financial Advisory firm.

In Tim’s current role he develops financial planning and investment strategies for new and existing clients in Perth and Adelaide. Tim draws on his previous AFL football career experience and training discipline to apply a rigorous client engagement process that enhances the lifestyle of clients and helps fulfil their personal and financial aspirations.

Tim has an Advanced Diploma in Financial Planning from Kaplan Professional.


Wayne Allard

Senior Wealth Adviser

Wayne holds a Bachelor of Commerce from Curtin University, majoring in Economics and Financial Planning and has been working in the financial services industry for the past 17 years. He has gained extensive experience in the banking industry working in Perth with St Andrews Wealth Management (HBOSA) and in Hong Kong with ipac. Wayne worked in a boutique practice for 9 years, focusing on direct contact with clients before joining DJ Carmichael in 2018.

Wayne ensures that irrespective of your goals and ambitions, your wealth creation plans are complemented by an appropriate strategy and suitable protection.